Recent Posts
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How to Automate Your Way Out of Debt
Paying off debt takes focus, commitment and a lot of energy. When you’re juggling bills, trying to remember due dates, and figuring out what you can afford to throw at your credit card this month, it can feel like a second job. But what if you could take some of that mental load off your…
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How Much Should You Save While Paying Off Debt?
Paying off debt can feel like a full-time job. It’s emotional. It’s exhausting. And it can feel like the only thing you should be doing with your money. But here’s the truth: Even while you’re paying down debt, you need to be saving too. I know, I know—when you’re juggling credit card bills, student loans,…
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How to Deal With Financial Shame
Shame is one of the most potent and painful emotions we carry. It seeps into our thoughts, our decisions, and when it comes to money it often paralyzes us. Financial shame can be especially insidious because it hides behind everyday silence. We don’t talk about money, not really. We talk about success, about goals, about…
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Your Bank Hopes You Never Learn This Trick About Debt
Every system has its fine print. And often, the fine print holds the truth of how power works. Most people think the worst part of debt is the calls. The letters. The creeping shame that starts small and grows until it feels like the background hum of your life. But what many don’t know—what your…
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What to Cut First When You Need to Save Fast
We live in a world where expenses sneak in like fog, quiet and hard to notice until your vision is gone. Most people don’t spend recklessly. They spend reactively. Life hands them a list of bills, and they pay it, never stopping to ask which ones are optional. Until something changes. A job loss, a…
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How to Finally Get Out of Credit Card Debt
A growing number of people are waking up, looking their debt square in the eye, and saying, “No more.” In the first quarter of 2025, credit card balances in the U.S. actually dropped to $1.18 trillion. That’s still a staggering number, yes, but it signals something important: people are choosing to reclaim their lives from…
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How to Avoid Debt During the Holidays
The holidays should feel joyful and not stressful. But every year, millions of people head into the season full of good cheer and come out with a hefty credit card balance and a queasy feeling when January rolls around. Sound familiar? You’re not alone. The average American spends over $1,700 on holiday shopping—and that’s not…
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Is Bankruptcy Ever a Good Idea?
There’s a story most of us believe until we’re forced not to: that financial struggle is something you can always work your way out of. Work harder. Cut back. Pick up a side hustle. Grind. Save. Repeat. But what happens when that doesn’t work? What happens when the numbers don’t move, no matter how much…
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Your Future Self Is Begging You to Do This to Stay Out of Debt
Imagine this: it’s five years from now. You wake up in a home you love, pour a cup of coffee without stress tugging at your sleeve, and check your bank account not because you’re worried, but because you’ve built something solid. You’re living with less financial anxiety and more options. Feels good, right? Now, here’s…
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How to Deal With Financial Burnout
Burnout usually sneaks up on you. It doesn’t arrive with a warning label or a crash. It’s slower than that. Quieter. Like sand building up in your shoes until you can’t walk straight. Financial burnout is no different. At first, you think you’re just tired. A bad week, maybe. Then you realize it’s been months.…