How to Live Well While Spending Less
Daniel There’s a story we’re told from the beginning: spend more, live better. More income means more options. More options mean more happiness. Or so it seems. But spend enough time…
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How to Use Cash Envelopes to Control Spending
A lot of financial tools try to teach you how to think about money. The cash envelope system does something different as it forces you to feel it. We’ve all…
The Most Dangerous Word in Your Budget
Jasmine Let’s talk about a word that might be quietly draining your bank account and it’s probably not the one you think. I’m not talking about “debt” or “splurge” or even…
How to Make a Debt-Free Vision Board
Debt has this strange way of shrinking your future. You still live your life, but with boundaries. A monthly payment here, a little guilt there. The weight isn’t always heavy,…
How to Fund Big Goals Without Loans
“How are you going to afford this?” It’s easy to believe that big goals require big funding. That unless you have investors, a loan, or a six-figure savings account, your…
How to Automate Your Way Out of Debt
Paying off debt takes focus, commitment and a lot of energy. When you’re juggling bills, trying to remember due dates, and figuring out what you can afford to throw at…
What to Cut First When You Need to Save Fast
We live in a world where expenses sneak in like fog, quiet and hard to notice until your vision is gone. Most people don’t spend recklessly. They spend reactively. Life…
Your Future Self Is Begging You to Do This to Stay Out of Debt
Imagine this: it’s five years from now. You wake up in a home you love, pour a cup of coffee without stress tugging at your sleeve, and check your bank…
Should You Rent or Own Your Cell Phone?
Sophie Lane What if I told you your cell phone could be a mirror for how you spend your life energy? It sounds dramatic, but, whether you buy your phone outright or…
How to Budget With an Irregular Income
Budgeting is way easier when you have a predictable paycheck showing up like clockwork. When you don’t? It can feel like trying to do yoga on a tightrope. You’re constantly…