The Truth About Buy Now, Pay Later Schemes
Daniel A few decades ago, if you wanted something you couldn’t afford, you had two choices: wait or borrow. Waiting built discipline. Borrowing built debt. Now we’ve added a third option…
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What Happens to Debt When You Die?
Jasmine It’s not fun to think about. But just like we plan for retirement, buying a home, or paying for college, we should also be thinking about what happens after we’re…
How to Improve Your Credit Score in 6 Months
Let’s start with this: your credit score isn’t just a number. It’s your financial reputation. It can determine whether you get approved for a car loan, how much you’ll pay…
How Much Should You Save While Paying Off Debt?
Paying off debt can feel like a full-time job. It’s emotional. It’s exhausting. And it can feel like the only thing you should be doing with your money. But here’s…
How to Deal With Financial Shame
Sophie Lane Shame is one of the most potent and painful emotions we carry. It seeps into our thoughts, our decisions, and when it comes to money it often paralyzes us. Financial…
Your Bank Hopes You Never Learn This Trick About Debt
Every system has its fine print. And often, the fine print holds the truth of how power works. Most people think the worst part of debt is the calls. The…
The Lie We All Believe About Money
We like to think we’re honest with ourselves when it comes to money. But if we’re being truly truthful, most of us are carrying around a handful of beliefs about…
Avoid These Common Debt Traps
Debt is not just a number. It’s not just a bill in the mail or a line on your credit report. It’s a weight. A pressure on your chest when…
The Secret Language of Debt Collectors
Most people hear the word “debt” and immediately think of numbers. A balance, an interest rate, a due date. But if you listen closer what you hear isn’t math. It’s…