How to Avoid Debt on a Low Income
Sophie Lane If you’re living on a low income, staying out of debt can feel like walking a tightrope in the wind. There’s little margin for error. One unexpected bill, one missed…
Sophie Lane
How to Deal With Financial Shame
Shame is one of the most potent and painful emotions we carry. It seeps into our thoughts, our decisions, and when it comes to money it often paralyzes us. Financial…
How to Finally Get Out of Credit Card Debt
A growing number of people are waking up, looking their debt square in the eye, and saying, “No more.” In the first quarter of 2025, credit card balances in the…
Should You Rent or Own Your Cell Phone?
What if I told you your cell phone could be a mirror for how you spend your life energy? It sounds dramatic, but, whether you buy your phone outright or…
The Truth About Debt Forgiveness
The idea of debt forgiveness sounds like a fantasy, doesn’t it? A clean slate. A letter in the mail saying, “You don’t owe this anymore.” Like a fairy tale where…
How to Use Windfalls Wisely
A windfall can feel like the universe just handed you a miracle. A bonus at work, a tax refund, an inheritance, or even winning a prize. Money you weren’t expecting…
The “Debt Snowball” Method Everyone’s Obsessed With
There’s a kind of magic that happens when you get your first taste of progress. It’s that lightening feeling when one of your credit cards reads $0. Not because you…
Avoid These Common Debt Traps
Debt is not just a number. It’s not just a bill in the mail or a line on your credit report. It’s a weight. A pressure on your chest when…
The Benefits of a Spending Freeze
A spending freeze sounds simple: stop buying anything that isn’t essential. But behind that simplicity is a rich opportunity to realign your money with your life. When you declare a…