How to Teach Your College Teen About Credit Cards
Daniel It starts with a free T-shirt. Your college kid walks across campus during welcome week, and someone in a tent offers them a Frisbee, a slice of pizza, or maybe…
2025
How to Raise Financially Smart Kids
Most people don’t remember the first time they saw money. But everyone remembers the first time it meant something. Maybe it was a crumpled dollar stuffed in a birthday card.…
How to Live Well While Spending Less
There’s a story we’re told from the beginning: spend more, live better. More income means more options. More options mean more happiness. Or so it seems. But spend enough time…
The Truth About Buy Now, Pay Later Schemes
A few decades ago, if you wanted something you couldn’t afford, you had two choices: wait or borrow. Waiting built discipline. Borrowing built debt. Now we’ve added a third option…
How to Avoid Debt on a Low Income
Sophie Lane If you’re living on a low income, staying out of debt can feel like walking a tightrope in the wind. There’s little margin for error. One unexpected bill, one missed…
How to Use Cash Envelopes to Control Spending
A lot of financial tools try to teach you how to think about money. The cash envelope system does something different as it forces you to feel it. We’ve all…
The Most Dangerous Word in Your Budget
Jasmine Let’s talk about a word that might be quietly draining your bank account and it’s probably not the one you think. I’m not talking about “debt” or “splurge” or even…
How to Make a Debt-Free Vision Board
Debt has this strange way of shrinking your future. You still live your life, but with boundaries. A monthly payment here, a little guilt there. The weight isn’t always heavy,…
What Happens to Debt When You Die?
It’s not fun to think about. But just like we plan for retirement, buying a home, or paying for college, we should also be thinking about what happens after we’re…
How to Fund Big Goals Without Loans
“How are you going to afford this?” It’s easy to believe that big goals require big funding. That unless you have investors, a loan, or a six-figure savings account, your…